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Changes to Regulation CC Funds Availability Rules

Effective July 1, 2025

The funds availability rules have been adjusted by the Federal Reserve Board for inflation, effective July 1, 2025. Members will experience the following changes:

  • The minimum amount available on the next business day for certain deposits increased from $225 to $275.
  • The cash withdrawal amount increased from $450 to $550.
  • The new account next-day availability amount increased from $5,525 to $6,725.
  • The civil liability amount increased from $1,100 to $1,350.

 

 

Newsletter

Take a look at what's going on with First Carolina People's Credit Union. Any important changes or new services the credit union will offer will be listed on this page. Keep checking to see what we have going on!

 

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First Carolina People’s Credit Union
(physical location)
201 E. Ash Street
Goldsboro, NC 27530

Call or Text: (919) 736-0885
Toll-free:  (800) 452-4021
memberservice@fcpcu.com

ABA/Routing Number:   253175834

VISA Credit Cards:
(888) 999-3363
Lost/Stolen Debit Cards:
(833) 933-1681
VISA Debit Card Disputes:
(866) 279-1399

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Your savings are federally insured up to $250,000 by NCUA