header 1

Share Rates

These rates are current as of November 26, 2024.

Variable Rate
Type Opening Deposit Tiers Dividend Rates APY1
*Master Share $25.00 $0.00 - $24.99 0.00% 0.00%
    $25 - $9,999.99 0.075% 0.075%
    $10,000+ 0.10% 0.10%
*Share Drafts $100.00 $2,500+ 0.05% 0.05%
IRA's $25.00   0.45% 0.45%

 

Fixed Rate
*Certificate IRA's        
24 Months $5,000.00 $5,000.00+ 1.25% 1.25%
36 Months $5,000.00 $5,000.00+ 0.60% 0.60%
48 Months $5,000.00 $5,000.00+ 0.65% 0.65%
60 Months $5,000.00 $5,000.00+ 0.65% 0.65%

 

*Share Certificates        
12 Months $5,000.00 $5,000.00+ 3.50% 3.55%
24 Months $5,000.00 $5,000.00+ 3.00% 3.04%
36 Months $5,000.00 $5,000.00+ 1.25% 1.25%
48 Months $5,000.00 $5,000.00+ 1.35% 1.35%
60 Months $5,000.00 $5,000.00+ 1.50% 1.51%

 

1APY - Annual Percentage Yield
*Minimum deposit must be maintained to earn dividends.
Quoted rates, dividends, and annual percentage yields (APY) are subject to change daily at the discretion of the board of directors.
Fees, early withdrawal penalties or other conditions may reduce earnings on an account.

Contact us for more information.

First Carolina People’s
Credit Union

(physical location)
201 E. Ash Street
Goldsboro, NC 27530

Call or Text: (919) 736-0885
Toll-free:  (800) 452-4021
memberservice@fcpcu.com

Text Us

VISA Credit Cards:
(888) 999-3363
Lost/Stolen Debit Cards:
(833) 933-1681
VISA Debit Card Disputes:
(866) 279-1399