Privacy Policy

First Carolina Postal Credit Union is dedicated to providing our members with financial products and services to meet your financial needs.

PRIVACY POLICY

Facts: What does First Carolina Postal Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and income
• Account balances and payment history
• Credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.

How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons First Carolina Postal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does FCPCU share?	Can you limit sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies - to offer our products and services to you	Yes	No
For our affiliates' everyday business purposes - information about your transactions and experiences	No	No
For our affiliates' everyday business purposes - information about your creditworthiness	No	No
For our affiliates to market to you	No	No
For our nonaffiliates to market to you	No	No

Questions? Call 800.452.4021 or go to www.fcpcu.com to contact us.

Who is providing this notice?
First Carolina Postal Credit Union

What We Do
How does First Carolina Postal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Carolina Postal Credit Union collect my personal information?
We collect your personal information, for example, when you:
• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit sharing?
Federal law gives you the right to limit only:
• Sharing for affiliates' everyday business purposes information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions:
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other important information
**We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. First Carolina Postal Credit Union makes disclosures to other parties as permitted by law.

For more information on our privacy policy, you may write to us at 914 E. Ash Street, Goldsboro, NC, 27530, or call us at 800.452.4021 or 919.736.0885. You may also contact us through our website at www.fcpcu.com.